Tracy Davidson

If you haven’t heard the radio ads, seen the TV spots or been sent a mailer, here’s the big news on the utility front: PECO’s rate cap, imposed by the state, expired on Dec. 31, which means PECO rates will go up. The utility company estimates that the increase will be about 5 percent on [...]

This holiday season, more than ever before, shoppers are going to stores armed with their … cell phones. Why? That’s where the deals are. Retailers have made a big step into the social media arena. In order to get the best deals, shoppers need to follow their favorite malls, shopping centers and stores on Facebook [...]

Tis the season to be jolly! During this holiday season we all struggle to find the right gift for our family and loved ones. Finding the right gift can be hard, but it doesn’t have to be. Given these hard economic times, it may be difficult for some of us to spend money on gifts. The best gift that [...]

Four quick tips for what not to do this season. 1. Don’t carry your checkbook or more credit cards than you will use during your shopping trip. If you lose your wallet, this will limit potential damage to your bank account and credit card(s). 2. Don’t pile new debt on top of old debt. The [...]

Money saving reminder that hit me in the face this morning! I usually try to make old fashioned Christmas Crackers filled with candy for the holidays. They’re great to dress up a holiday dinner table or a present ..or just in a big basket at the door to extend well wishes of the holidays to [...]

The good life is what we all seek, but at what cost? Take the current slate of ”Housewives” shows, , admittedly the genre of show I watch other than the financial shows. All the women on these shows look great and they do great things. They throw elaborate parties, fly to different events on a whim and [...]