If your family finances are sickly and anemic, it’s time to fix what ails you. Restoring your family finances to economic health is a process that begins the moment you resolve to get off your fiscal deathbed and get into the economic intensive care unit. The economic ICU is the one place you’ll be financially [...]
Despite federal efforts to protect Americans from debt-collection abuses, the number of consumer debt-collection complaints filed with the government last year reached 140,036, up 17% from 2009, according to a Federal Trade Commission annual report. The FTC said it received more complaints about debt collection than any other industry. Under the Fair Debt Collection Practices [...]
U.S. families—by defaulting on their loans and scrimping on expenses—shouldered a smaller debt burden in 2010 than at any point in the previous six years, putting them in position to start spending more. Total U.S. household debt, including mortgages and credit cards, fell for the second straight year in 2010 to $13.4 trillion, the Federal [...]
Studies show that on average, the class of 2010 students graduated owing $23,000 for the cost of their college educations. We’re here to help and that’s why we’ve put together a whole show to sift through the confusion and explain your options. Below you’ll find links to videos from the show and helpful websites with [...]
You’ve just received those dreaded credit card bills following the holiday spending binge…Where do you start? What do you pay first? CNBC’s Sharon Epperson helps us tackle our debt and get our finances in order. Click here to view the video!
Author David Bach is offering a free trial of his website Debtwise.com and is even giving away a free chapter of his book “Debt Free for Life” in the hope that he can help 1 million Americans get out of debt.
Ambitious, educated, yet jobless—that’s the story for many newly minted grads and unfortunately the student loan statements aren’t stalling along with the hiring managers. If you haven’t quite landed a job, and are taking on volunteer positions, internships, or revisiting that oh-so-faithful summer job, the thought of making your first payment is likely taking you [...]
“So what are your post graduation plans?” …It’s a dreaded question that many recent grads are facing in this uncertain job market. You’ve worked hard and graduated with valuable skills, a strong resume, and wonderful memories …but little knowledge of how to manage your finances. This year’s grads certainly aren’t the first to cross the [...]
In the tough job market, grads are finding it increasingly difficult to land a job post graduation, so new programs are focusing their efforts on lending a helping hand. BridgeSpan Financial introduced SafeStart this week, which helps grads who are either unemployed or have loan payments greater than 10% of their income to repay their [...]
The average consumer is carrying more than $9,000 in credit card debt… so a lot of people are lured to use debt settlement companies…but watch out for these red flags and steer clear if: -The company charges a large up front fee -They tell you debt settlement wont effect your credit report -They claim they [...]
Spending money wisely, from home repair to shopping
