Comments on: Survive and Thrive http://www.tracydavidson.com/survive-and-thrive-27/ Consumer Reporter Mon, 26 Jul 2010 12:52:51 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Chareehttp://www.tracydavidson.com/survive-and-thrive-27/comment-page-1/#comment-1158 Charee Mon, 01 Mar 2010 15:23:35 +0000 http://www.tracydavidson.com/?p=9049#comment-1158 Will there be shredder events this year? Will there be shredder events this year?

]]> By: Jennifer Bottalicohttp://www.tracydavidson.com/survive-and-thrive-27/comment-page-1/#comment-1088 Jennifer Bottalico Wed, 03 Feb 2010 23:32:10 +0000 http://www.tracydavidson.com/?p=9049#comment-1088 If you can email/mail me any info or recommend a company or way to consalodate my credit card debt. I just graduated from college 1 year ago and currently on disability. I have 4-5 credit cards equaling a total of about 15,000 dollars owed. Goal would be to have all my debt on one credit card with a resonabke monthly payment. However, I do not trust the companies advertised on t.v. saying they can do this for patrons. I am sure there is a fee of some sort and I do not want my credit score (high 700's) to be affected. Any advise or help would be hreat while I am going through this difficult time.Thank you for your time, Jennifer Bottalico If you can email/mail me any info or recommend a company or way to consalodate my credit card debt. I just graduated from college 1 year ago and currently on disability. I have 4-5 credit cards equaling a total of about 15,000 dollars owed. Goal would be to have all my debt on one credit card with a resonabke monthly payment. However, I do not trust the companies advertised on t.v. saying they can do this for patrons. I am sure there is a fee of some sort and I do not want my credit score (high 700’s) to be affected. Any advise or help would be hreat while I am going through this difficult time.

Thank you for your time,
Jennifer Bottalico

]]> By: Michael A Hornhttp://www.tracydavidson.com/survive-and-thrive-27/comment-page-1/#comment-1087 Michael A Horn Wed, 03 Feb 2010 23:21:45 +0000 http://www.tracydavidson.com/?p=9049#comment-1087 How do you have the major credit reporting bureaus remove derogatory or negative credit information from your credit profile thereby increasing your credit score and credit worthiness ?? How do you have the major credit reporting bureaus remove derogatory or negative credit information from your credit profile thereby increasing your credit score and credit worthiness ??

]]> By: Michael A Hornhttp://www.tracydavidson.com/survive-and-thrive-27/comment-page-1/#comment-1086 Michael A Horn Wed, 03 Feb 2010 23:18:18 +0000 http://www.tracydavidson.com/?p=9049#comment-1086 Have questions about credit cards, 1) Once a credit card account has been placed in collections, how long can the collections company attempt to collect the debt owed ?2) How many times can a credit card debt be sold to different credit collection companies.3) How long does it take for a credit card debt to be charged off from the first time it is placed in collections ?What is a FICA score ? and where would I find what my score is ? Have questions about credit cards, 1) Once a credit card account has been placed in collections, how long can the collections company attempt to collect the debt owed ?

2) How many times can a credit card debt be sold to different credit collection companies.

3) How long does it take for a credit card debt to be charged off from the first time it is placed in collections ?

What is a FICA score ? and where would I find what my score is ?

]]> By: Veronicahttp://www.tracydavidson.com/survive-and-thrive-27/comment-page-1/#comment-1084 Veronica Wed, 03 Feb 2010 22:48:07 +0000 http://www.tracydavidson.com/?p=9049#comment-1084 Can a credit company raise your rates and do all the other things they are proposing if you are in a debt management plan? I am currently enrolled in Nova and I have a set payment that I pay. It comes out automatically, so it is never late. Can they change the terms of our agreement/ Can a credit company raise your rates and do all the other things they are proposing if you are in a debt management plan? I am currently enrolled in Nova and I have a set payment that I pay. It comes out automatically, so it is never late. Can they change the terms of our agreement/

]]>