Tracy Davidson

I’m honored to be on the cover of Phlare Magazine with such inspirational women! Look for it on newstands next week.

You may know that in my pursuit of a degree in pastoral counseling at Chestnut Hill College, I am currently taking a course on Death and Dying. The first class was interesting when the teacher noted that we had already done the hardest part of the class which he says was attending a class on [...]

BUDGET WORKSHEET
From Financial Planning at About.com
(http://financialplan.about.com)

CATEGORY
BUDGET AMOUNT
ACTUAL AMOUNT
DIFFERENCE

INCOME:
 
 
 

Wages and Bonuses
 
 
 

Interest Income
 
 
 

Investment Income
 
 
 

Miscellaneous Income
 
 
 

Income Subtotal
 
 
 

INCOME TAXES WITHHELD:
 
 
 

Federal Income Tax
 
 
 

State and Local Income Tax
 
 
 

Social Security/Medicare Tax
 
 
 

Income Taxes Subtotal
 
 
 

Spendable Income
 
 
 

EXPENSES:
 
 
 

HOME:
 
 
 

Mortgage or Rent
 
 
 

Homeowners/Renters Insurance
 
 
 

Property Taxes
 
 
 

Home Repairs/Maintenance/HOA Dues
 
 
 

Home Improvements
 
 
 

UTILITIES:
 
 
 

Electricity
 
 
 

Water and Sewer
 
 
 

Natural Gas or Oil
 
 
 

Telephone (Land Line, Cell)
 
 
 

 
Happy New Year!  With the New Year comes New Year Resolutions.  Do you remember last year’s resolution? What is your money resolution for 2010? Whatever it is, I will help you with it.  I’m changing my title from Investment Advisor to Money Motivation Coach. I’m going to be your Money Coach for the New Year!!  [...]

Here are a goals you can add to help you achieve success:

I will maintain a positive attitude at all times during the job search process.
I will keep my resume up-to-date and on target for each job I apply.
 I will ask family, friends and former colleagues for suggestions on my job search and ask them to [...]

Time is of the essence, time waits for no one, and time is money.  We have become a people of consuming more than we need and working more hours than we should.  I was recently talking to a young entrepreneur hair stylist about her IRA accounts.  Between running her business and taking care of her [...]